- HM&P: Vietnam International Law Firm
- HM&P: Vietnam International Law Firm
- 02873080839
- https://hmplaw.vn/
Insights
Margin trading is a popular financial service that allows investors to buy securities with loans from securities companies, with the purchased shares and assets on the account as collateral. This service helps to increase purchasing power and amplify profits for investors, but at the same time amplifies risks. When the market fluctuates adversely, the value of collateral declines rapidly can lead to disputes over escrow contracts between investors and securities companies over the performance of obligations, handling of collateral, interest rates and compensation for damages.
The Law on Artificial Intelligence ("AI") 2026 officially takes effect on 01 March, 2026, this specialized law means that the use of AI in businesses is a matter of risk management, responsibility and compliance. Meanwhile, many businesses are sprinting to build policies to use AI internally as a way to respond to the situation. The common reaction of many businesses in using AI today is divided into two extremes. On the one hand, it is floating, allowing personnel to freely use AI tools without direction, without controlling input data, without delineating responsibilities. The other side is frozen, concerned about risks, so they prohibit and tighten to the point of suppressing the benefits that AI can bring. Neither is a sustainable strategy.
The plaintiff argued that the bank had arbitrarily revalued the assets and extended the security obligation beyond the original agreement, while the bank invoked the provision on security for future obligations to affirm the validity of the mortgage contract. The appellate civil case No. 109/2024/DS-PT between Mr. Ha Anh D, Ms. Pham Thi Thanh T and K3 Commercial Joint Stock Bank related to the dispute over the mortgage contract for a third-party loan raises many important legal issues . In this article, we will clarify the role of the principles of transparency, voluntariness, and equality in contracting, especially clarifying the legality and limitation of the scope of the mortgage contract when performing the contract.
M&A is a complex field, each agreement is worth tens of billions of VND or more, so it is impossible to be subjective in the drafting and implementation of contracts. The use of many discrete and inconsistent contracts/documents is not only not "safer", but on the contrary, it also opens up dangerous loopholes, leading to risks for transactions and can cause protracted disputes between parties.
As of March 1, 2026, the Law on Artificial Intelligence 2025 ("Law on AI") has officially come into effect, marking a transformation when it is officially recognized separately in specialized legal regulations. Currently, the Government is also urgently collecting comments on 04 draft documents, including: (i) Decree guiding the implementation of the Law on AI; (ii) Circular guiding the National Artificial Intelligence Ethics Framework; (iii) 02 Decisions related to the List of high-risk artificial intelligence systems and the List of datasets for the development of artificial intelligence in essential fields to soon complete this very new legal framework in Vietnam.
The rise of generative AI in recent years is not merely a technological trend but has become a core catalyst to reshape the growth strategy of businesses. The global M&A market is on track to recover strongly with the total transaction value in the first nine months of 2025 reaching $1.93 trillion, up 10% year-on-year . In particular, AI plays the role of the "heart" of megadeals (over $5 billion) and is a vital factor that forces old competitors to shake hands to survive.
Schools around the world as well as in Vietnam are using more and more technology in teaching and learning. Creating conditions for educational technology (EdTech) companies to take advantage of and fully exploit the "data gold mine" of students. This forces countries, including Vietnam, to take action to strictly protect student data in an increasingly digital educational environment.
Branches in the corporate governance structure are a common model for expanding operations by area, for operation and decentralization of contract signing. But in order to operate the branch in accordance with the law in practice, should the enterprise authorize the branch or the head of the branch?
The Law on Investment 2025 was officially approved by the National Assembly on December 11, 2025, including 07 Chapters, 52 Articles and 04 Appendices that have replaced the Law on Investment 2020. The Law on Investment 2025 officially takes effect on March 1, 2026 with the expectation of removing administrative barriers, improving the quality of the investment and business environment, and improving competitiveness in attracting Vietnam's foreign investment capital in the new development period.
Tax inspection is an activity of assessing taxpayers' compliance with tax laws, helping tax authorities identify violations. This is a mandatory responsibility of businesses, so overcoming errors in documents, invoices and tax declaration not only helps to avoid arrears and fines but also improves the reputation and stability of business activities. When conducting tax inspections at enterprises, the management agency has pointed out a series of common errors for taxes such as Value Added Tax (VAT), Corporate Income Tax (CIT), Personal Income Tax (PIT) and contractor tax. Common mistakes such as invalid invoice declarations, non-deductible expenses, non-deduction of payable taxes and many other errors, lead to large tax arrears and fines. In this article, we will clarify these errors, and at the same time propose recommendations to help businesses overcome and prevent similar errors in business operations.
The separation of enterprises entails a series of tax procedures and problems, from corporate income tax (CIT), personal income tax (PIT) to the handling of loss carryover, interest expenses, etc. The case of Vinpearl separating Vinpearl Cua Hoi into an independent enterprise is a typical example of the complex tax obstacles that need to be removed when conducting this activity.
According to the Law on Personal Data Protection 2025 (Law on PDP), medical data is classified as sensitive personal data "associated with the privacy of individuals, when infringed upon, will directly affect legitimate rights and interests". This reflects the importance of protecting health records, personal information of patients. In a healthcare setting, patient trust in information confidentiality is crucial. If patients suspect that their information has been disclosed or used unauthorized, they may lose trust, not cooperate fully with treatment, or be afraid to honestly declare sensitive matters.
-
-
