- HM&P: Vietnam International Law Firm
- HM&P: Vietnam International Law Firm
- 02873080839
- https://hmplaw.vn/
Insights
Collateral plays an important role in capital mobilization transactions at banks of enterprises. On the other hand, the right to seize collateral is an important support for the handling of bad debts of the banking system. The Law amending and supplementing a number of articles of the Law on Credit Institutions, which was approved by the 15th National Assembly, 9th session on June 27, 2025 and takes effect from October 15, 2025 (the amended Law on Credit Institutions) has added new regulations on the right to seize collateral of banks. On November 25, 2025, the Government also issued Decree No. 304/2025/ND-CP effective from December 1, 2025 regulating the conditions for collateral of bad debts to be seized (Decree 304).
On the basis of practical requirements in implementing the DPO function, HM&P compiled the publication "Q&A on Legal Issues Related to DPO" to provide reference materials for businesses and individuals in the position of DPO. The content is presented in the form of questions and answers, combining analysis of legal regulations and practical experience, illustrated with tables, diagrams and accompanied by appendices including supporting tools such as a list of questions when selecting a DPO and a form of decision on the appointment of a DPO.
In the practice of food businesses, stating the ingredients of ingredients always has many potential legal risks, although in terms of form, many brands are designed "in accordance with the law". The problem does not lie in whether the business records the composition or not, but in the way it is recorded, the level of detail and especially the ability to maintain the accuracy of the information when it is actually checked. The following are two cases of common legal risks arising in the way of recording ingredients and food labels of Vietnamese enterprises today and the direction of handling.
Data centers, also known as Data Centers, are becoming one of the key digital infrastructure fields, attracting increasing attention from foreign investors in Vietnam. However, due to the specific nature associated with telecommunications infrastructure, information security and energy planning, the investment and business of data center services in Vietnam are governed by many different layers of law. In this article, we will clarify some important legal considerations that foreign investors need to pay special attention to when considering investing in this very attractive sector.
Vietnamese businesses are facing an unprecedented large-scale technical "screening" when the State Bank of Vietnam (SBV) officially issued Circular 77/2025/TT-NHNN. No longer general recommendations, this new legal document sets tough "technical barriers", forcing hundreds of thousands of businesses to change the way they manage cash flows and operate accounting systems as early as Q1 2026.
In the era of deepening digitalization, personal data has become a valuable but also vulnerable asset. January 28 is chosen annually to celebrate Data Protection Day, a global event aimed at raising awareness of privacy and protecting personal information. In 2026, with the theme of emphasizing "Own Your Privacy", the issue of protecting and mastering each individual's data has become more urgent than ever, especially when AI and cloud technology are developing strongly. The article will provide some information about the origin and meaning of this day in contemporary history, and at the same time set in the context of modern Vietnam – a country that is transforming strongly in the digital economy but is also facing many challenges in protecting the privacy of each individual.
Along with the development of science and technology, more and more businesses are using electronic contracts to establish labor relations with employees. However, the application of electronic labor contracts in Vietnam is still very single, arbitrary, depending on the infrastructure and governance capacity of each enterprise. In order to uniformly implement electronic labor contracts nationwide, the Government has issued Decree No. 337/2025/ND-CP dated December 24, 2025 regulating electronic labor contracts effective from January 1, 2026 (Decree 337).
Vietnam's health sector has implemented digitalization in the management and operation of electronic medical records, online health insurance payments, patient identification with chip-based citizen identification cards, and even the application of AI in diagnosing and monitoring patient health. This leads to medical examination and treatment facilities ("hospitals") collecting and processing more and more personal data of patients. However, compliance with data security and privacy in this field in Vietnam has not been given proper attention.
Intellectual property (IP) rights, especially patents, hold a unique and irreplaceable position in the global pharmaceutical and life sciences industries. This importance stems not only from the legality but also deeply ingrained in the industry's core business model, where huge research and development (R&D) costs come with a high risk of failure.
In the context of Vietnam's promotion of attracting high-quality FDI inflows and upgrading the legal framework on competition, the role of the Vietnam Competition Commission (VCC) in controlling economic concentration is becoming increasingly important. The prominent trend in the past few years has been the increase in the decisions of the VCC for "Conditional Economic Concentration". What is the reason for the VCC to make these decisions?
Unlike passwords or bank card numbers that can be changed, biometric data is permanently tied to the human body. Once illegally collected, used, or leaked, individuals have almost no ability to "recall" or "reset" their biological characteristics. Therefore, many legal systems around the world have considered biometric data as sensitive personal data and set strict protection requirements.
In this article, we will analyze in detail and clarify the legal requirements, prerequisites, and dossiers and application process for participating in the Regulatory Sandbox for Peer-to-Peer Lending solutions in Vietnam according to the latest regulations of the Government and relevant guidelines of the State Bank of Vietnam (SBV).
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